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Homeowners: House or Condominium
We are fortunate to have several "A" rated companies that will write homeowners' policies. So no matter the age of your home,we have a company for you. If you own a condo or a house, we can help you protect it.
Annually, everyone should take the time to go over their insurance policy to make sure their home is insured for the correct amount. After a storm the cost of materials go up and contractors have been known to raise their charges because there is so much work available to them. Most companies require that you insure your home to its' replacement cost. If not, you could have real problems when you have a claim. You should also look at the company you are insured with. Have you gotten a rate increase yet or will you be hit with two years of rate increases based on your renewal date ? You do not want to be surprised, so check your current policy.
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Automobile
All Insurance Agency currently has over ten automobile companies to choose from. We have a comparative rating system that allows our staff to quote all of the companies you are eligible for, to find you the best rate and coverage possible. One size does not fit all.
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Business
Business Insurance today, more than ever, needs to be carefully reviewed at each renewal. Many traditional policies include a great deal of coverage that you may not need or you may want to self insure some coverage. This is one the best ways to try to lower your premium. Depending upon the risk, we can quote many kinds of businesses for both liability and workers compensation.
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Life and Health
There are many uses for Life Insurance and it is important to understand which product is best for you. Call us.
At All Insurance we can help you pick a health plan that best suits your needs.
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Long Term Care
We all need to make time to plan for the future. Many people think that health insurance or Medicare will pay for custodial care (the care one needs after they leave the hospital, doctors, etc.). They will not. The answer to this problem is to buy a Long Term Care policy.
Take the time to find out if you or your parents qualify. Do it before your age or your health cause the cost of the policy to become too expensive. The older you are when you purchase this policy, the more expensive it becomes.
Let us help you make the best choice for your future.
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Medicare Advantage Plans,Medicare and Supplements
As you approach age 65, choosing the right medical insurance is one of the most important decision you will make. There are many rules and deadlines that must be adhered to in order to get the proper coverage.There are only two different types of insurance to choose from , a Medicare Advantage Plan, or straight Medicare which includes Parts A and B (and a drug plan can be added which is part D). You can have Medicare alone or buy a supplemental policy to cover the gaps- the things that Medicare doesn't pay for.
Whatever you choose we have the program that works best for you.
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